Disclosures

We are not a lender

605LendingApp does not make loans or credit decisions. Submitting a request connects you with lenders who may offer you a loan. Loan amounts, APR, and terms are set by the lender and depend on your state, income, and credit profile.

Not affiliated with 605 Lending

605LendingApp is not affiliated with 605 Lending or FSST Management Services, LLC, whose name is a trademark of its owner. We refer to 605 Lending to describe its products and help readers compare options.

Advertising disclosure

We may receive compensation from lenders or lead partners when you submit a request or are connected with a lender. This compensation does not change the facts we publish about 605 Lending or other loan types, and it does not increase the cost of any loan to you.

Representative example

A $1,000 loan repaid over 12 monthly payments at 199% APR would have payments of about $197 and a total repayment of about $2,365. 605 Lending's own rate is about 15% per week, roughly 780% APR. Short-term loans are expensive and are meant for short-term financial needs, not long-term solutions.

Late and missed payments

Late or missed payments may result in fees, collection activity, and returned-payment charges from your bank. Some lenders report payment history to credit bureaus; 605 Lending says it does not.

State availability

Not all lenders serve all states, and 605 Lending does not fund loans in 15 states and Washington D.C. See the full list on our states page.

Credit checks

Lenders may verify your information with consumer reporting agencies, which can include a soft or hard credit inquiry, depending on the lender.